Wealth Central
👁
☁
🏠
Home
📈
Invest
📊
Finance
🧾
Tax
👨👩👦
Parents
⚙️
Settings
Net Worth
S$0
Cash & Savings
S$0
Investments
S$0
Not synced
Accounts
+ Account
↑
Income
↓
Expense
⇄
Transfer
Transactions
↓ Newest
All
↑ Income
↓ Expense
⇄ Transfer
In
S$0
Out
S$0
Net
S$0
Portfolio P&L
Holding
Cost
Mkt Val
Avg Price
Mkt Price
Gain/Loss
%
Div
Stocks & REITs
↻ Prices
+ Add
Singapore Savings Bonds
+ Add
T-Bills
Hide
+ Add
Income Summary
‹
2026
›
All Categories
Total Income
S$0
Income Tax ·
YA2027
‹
2025
›
Employment Income
Gross Salary
From Finance tab ·
YA2025
S$0
Performance Bonus
From Finance tab
S$0
Total Income
S$0
Reliefs & Deductions
CPF Relief
20% of (OW + AW), annual ceiling $102,000 → max $20,400 · auto-calculated
S$0
Earned Income Relief
S$1,000 (age below 55)
S$1,000
NSman Relief
S$1,500 (ex-NSman, non-key appointment)
S$1,500
Parent Relief
2 parents × S$5,500 (not living with you)
S$11,000
Qualifying Child Relief
1 child × S$4,000 × 50% share
S$2,000
SRS Contributions
Manual entry
S$
CPF SA/RA Cash Top-up
Own account · capped at S$8,000
S$
Donations (2.5×)
Enter cash donated · deduction = 2.5×
S$
= S$0
Total Reliefs
S$0
Tax Computation
Chargeable Income
S$0
Tax Before Rebates
S$0
Effective Tax Rate
Tax ÷ Total Income
0.00%
Suggested Set-Aside
Estimated tax payable for YA
2027
S$0
Parents Total
S$0
Add accounts held for parents
Accounts
+ Account
↑
Income
↓
Expense
⇄
Transfer
Income Summary
‹
2026
›
All Categories
Total
S$0
Monthly Flow
Month
In
Out
Net
Transactions
↓ Newest
All
↑ Income
↓ Expense
⇄ Transfer
In
S$0
Out
S$0
Net
S$0
Salary Breakdown
‹
2026
›
Tap any cell to edit. Nett and Personal Budget are auto-calculated.
Income Tax
Set Balance
− Deduction
Month
Set Aside / Deduction
Balance
Insurance
+ Savings
− Premium
Month / Policy
Amount
Balance
Google Sheets Sync
Paste your Apps Script Web App URL to sync across devices.
Web App URL
Save & Connect
Not connected
Categories
+ New
Data
Export Backup (JSON)
Export to Excel (.xlsx)
☁ Upload Now
☁ Download Now
↑ Import from JSON Backup
⚖️ Reconcile Balances
Clear All Data
← Back
Account
S$0
↑ Income
↓ Expense
⇄ Transfer
OCBC 360 Criteria
Grow (+S$500 ADB)
ADB ~S$—
vs prev month S$—
—
Salary Credit
No salary this month
—
Log Income
Category
Account
Which holding?
📈
— Not linked to a holding —
Description
Amount (S$)
S$
Date
Save
Cancel
Log Expense
Category
Account
Description
Amount (S$)
S$
Date
📈 Create holding in Invest tab
Stock / Asset Name
Ticker — optional
🇸🇬 SGX
🇺🇸 US
🏦 ETF
🏢 REIT
₿ Crypto
📦 Other
Shares / Units
Price/Share (S$)
Fees & Commission (S$) — optional
Total:
S$0.00
(shares × price + fees) — auto-fills Amount above
Save
Cancel
Transfer
↕ Cross-account transfer (you ↔ parents)
From
↓
To
Amount (S$)
S$
Date
Description (optional)
Transfer
Cancel
Interest Split
Split proportionally based on balances — or edit manually.
Total Interest Earned (S$)
S$
Date
Your share
S$
Parent's share
S$
Log Interest
Cancel
Add Account
Quick select
Name
Type
Savings
Fixed Deposit
SRS
Robo Advisor
Brokerage
CPF
Cash
Other
Opening Balance (S$)
S$
Interest Rate % p.a. (optional)
Shared account (money held for parent)
Parent
Dad
Mum
Your share (S$)
S$
Parent's share = Opening Balance − Your share
Colour
Add Account
Cancel
Add Parent Account
Quick select
Name
Type
Savings
Cash
SSB
Other
Opening Balance (S$)
S$
Link to UOB One for interest splitting
Colour
Add Account
Cancel
Edit Holding
Name
Ticker
Type
🇸🇬 SGX
🇺🇸 US
🏦 ETF
🏢 REIT
₿ Crypto
📦 Other
Shares / Units
Avg Cost/Share (S$)
Current Price (S$)
Brokerage Fees (S$)
Save Changes
Cancel
Add Holding
SGX:
D05.SI
US:
AAPL
Crypto:
BTC-USD
Name
Ticker (for live price)
Type
🇸🇬 SGX
🇺🇸 US
🏦 ETF
🏢 REIT
₿ Crypto
📦 Other
Shares / Units
Avg Cost/Share (S$)
Current Price (S$) — optional
Brokerage Fees (S$) — optional
Deduct from account
Log as cash out when buying
Account to deduct from
Purchase Date
Total cost:
S$0.00
(shares × avg + fees)
Add Holding
Cancel
Add SSB
Issue Code
Lookup
Amount Invested (S$)
S$
Yr 1 Rate (%)
10yr Avg (%)
Issue Date
Maturity Date
Add SSB
Cancel
Add T-Bill
Issue Code
Tenor
6-month
1-year
Face Value (S$)
Cut-off Yield (%)
Issue Date
Maturity Date
Add T-Bill
Cancel
Edit Transaction
Category
Account
Description
Amount (S$)
S$
Date
Save Changes
Cancel
New Category
Income
Expense
Name
Icon
Add Category
Cancel
Set Tax Balance
Enter the total income tax amount you have set aside for the year.
Year
Amount Set Aside (S$)
S$
Save
Cancel
Log Tax Deduction
Month
Amount (S$)
S$
Save
Cancel
Insurance Savings
Month
Amount Set Aside (S$)
S$
Save
Cancel
Premium Payment
Month
Policy Name
Amount (S$)
S$
Save
Cancel
Edit Amount
Amount (S$)
S$
Save
Cancel